Joni Foster
Executive Director
Joni Foster came to Jacksonville in 1999 to open the
LISC office. Since then she has been responsible for building a strong and effective nonprofit community development industry. As Senior Program Director, she leads the staff and works with community members, governmental agencies and other nonprofit organizations involved with building neighborhoods.
Foster worked for LISC’s Rural program when based on the East Coast and also spent two years in Phoenix working in the Southwestern border states. She provided 25 rural LISC community development corporations with financial and technical assistance on a variety of housing, economic development and organizing initiatives.
Prior to joining LISC, she worked for five years with the Rural California Housing Corporation. She was also the in-country project manager for El Porvenie, a small U.S. nonprofit working in Nicaragua. There she worked on more than 25 projects including hand dug wells, spring development and roads.
Foster has a Master’s degree in Social Work and has been trained in Adult Education theory. In 1981, she was a Peace Corps volunteer in Sierra Leone, West Africa.
Sanford (Sandy) Horvitz
Senior Program Officer
Sandy Horvitz brings extensive real estate experience and expertise regarding the details that are crucial in housing finance. He has over 30 years of experience in 
developing affordable housing. For the past 14 years, he has served as a consultant primarily to public housing authorities on the design and implementation of redevelopment strategies.
Prior to consulting, Horvitz worked at Kirkpatrick Petis and United Bank of Denver in the Investment Banking divisions. He was a former director at the Denver Housing Authority and worked in the affordable housing industry in Rhode Island on developing Nursing Homes and HUD Assisted Elderly Housing.
Horvitz has a B.A. in Political Science in Urban Planning and an MA in Bilingual Bicultural Education from the University of Massachusetts at Dartmouth.
Elizabeth (Beth) Hohl Asbury
Program Officer
Beth Hohl Asbury joined the LISC Jacksonville team in July 2008 to provide multifamily housing development consulting services and organizational development training. She brings to the table almost 25 years of community development expertise. For the past 8 years, she developed over 350 units of affordable and special needs housing in 9 projects totaling almost $400 million in total project cost as a nonprofit developer in Georgia’s urban, suburban, and rural areas.
Hohl Asbury previously worked on the “other side of the table” for 12 years with the Georgia Department of Community Affairs (formerly the Georgia Housing and Finance Authority) in Low-Income Housing Tax Credit allocation and HOME Investment Partnership Program multifamily loan allocation, underwriting and closing. She provided financial and technical assistance services to 15 nonprofit housing development corporations.
Her early career experience includes stints in local government community development in San Pablo, CA and econometric analysis and forecasting in San Juan, Puerto Rico.
Hohl Asbury received a BA in Sociology from the University of Pittsburgh and an MA in Regional Science from the University of Pennsylvania.
Eugene (Gene) Montgomery
Program Officer
After 20 years with the city of Jacksonville and brief stints with the Jax Metro Credit Union and E-
Loan, Gene Montgomery joined LISC Jacksonville in November 2002 to monitor and manage the financial program activity that has been committed to community development corporations. In that role he is responsible for finalizing contracts, disbursing grants, closing loans and gathering required reports and documentation. Additionally he manages the LISC Jacksonville AmeriCorps program.
Montgomery was the Manager of Administrative Services in the Department of Public Works for the city of Jacksonville. In his early career, he worked with the Community Block Grant program as what was then called city HUD.
Montgomery has a B.A. in Business Administration from the University of South Carolina.
Lorraine Cochrane
Program Assistant
With a talent for organization and numbers, Lorraine Cochrane’s role at LISC Jacksonville is 
monitoring LISC’s financial commitments including the monitoring of performance progress and disbursement of funds. She also is responsible for many of the event management duties at LISC.
Her career includes 16 years at the Jacksonville Housing Authority including assignments in the implementation of the assisted homeownership program. Her career includes 11 years of experience working with a variety of mortgage lenders.
Andrea Walker
Administrative Assistant
Andrea Walker’s duties at LISC Jacksonville include keeping the office humming and staff organized. She joined LISC in 2005 from Wachovia, where she 
was a Data Editor in the mortgage loan department.
A native of Jacksonville and graduate of Raines High School, she is currently attending FCCJ in pursuit of a Business Administration degree.
